Kiel is the state capital and at the same time the largest city in Schleswig-Holstein . Schleswig-Holstein is in the upper third in terms of private debt nationwide – on average, one in ten in Schleswig-Holstein is in debt. Over- indebtedness does not occur in most cases, as debt builds up over time. Sufferers gradually lose track and can not pay their bills. In such cases, it is advisable to seek a debt counseling service in Kiel, as this can help you to find your way into a debt-free future .
Debt counseling centers in Kiel
|debt counseling||Contact possibilities|
|Debt and insolvency advisory center Kiel (SIZ Kiel)||Lichtblick Kiel eV
Debt and insolvency advisory center Kiel (SIZ Kiel)
Old Market 7
Phone: 0431 – 2 40 12 22
|Social Service of Catholic Women Kiel (SkF eV Kiel)||Social Service of Catholic Women Kiel (SkF eV Kiel)
Phone: 0431 66 85 0
Debt counseling in Kiel: Who can help me?
Often sufferers do not dare to speak openly about their indebtedness . In many cases, a debt counseling but the last resort and the best solution . After all, people who are in debt for the first time in their lives do not know what to do in such a situation.
A debt counselor in Kiel can step in and assist you in all matters relating to your over-indebtedness . In Kiel, among others, the following counseling centers offer their help:
- Debt and insolvency advisory center Kiel (SIZ Kiel)
- Social Service of Catholic Women Kiel (SkF eV Kiel)
- DRK-Kreisverband Kiel eV Debtor and Consumer Insolvency Advisory Kiel
Often sufferers also shy away from getting help, because they are afraid of any costs incurred for a debt counseling . As a rule, a debt counseling service in Kiel is free of charge if it is offered by a public body. Public Counseling Centers , including nonprofit and charitable organizations , are aware of the debtor’s shortage of payments and therefore offer their advice without charge. These are usually funded by the state .
How can a debt counseling service in Kiel help me?
A debt counseling service in Kiel takes on all the tasks associated with debt relief . A debt repayment plan is drawn up and an attempt is made to reach an out-of-court settlement with your creditors . Should this fail, a debtor and insolvency advisor in Kiel will assist you in registering and executing insolvency proceedings